@font-face{font-family:Manrope;src:url(manrope-latin-variable.woff2) format('woff2');font-weight:200 800;font-display:swap}
:root{--navy:#14234c;--deep:#0b1735;--blue:#2789b8;--sky:#2babe2;--silver:#808285;--ink:#192744;--muted:#5f6c81;--paper:#f4f7fb;--line:#dbe3ef;--ease:cubic-bezier(.2,.7,.2,1)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;font-family:Manrope,Arial,sans-serif;color:var(--ink);background:white;line-height:1.65;font-size:16px}h1,h2,h3,h4,p{margin-top:0}h1,h2,h3{line-height:1.12;letter-spacing:-.05em}h1{font-size:clamp(42px,5.4vw,80px);font-weight:700;margin-bottom:26px}h2{font-size:clamp(32px,3.4vw,50px);margin-bottom:20px}h3{font-size:23px;letter-spacing:-.035em;margin-bottom:14px}p{margin-bottom:20px}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,summary{touch-action:manipulation}button{cursor:pointer}img{max-width:100%;display:block}button{color:inherit}a,button{transition:background .25s,color .25s,transform .25s,box-shadow .25s}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid var(--sky);outline-offset:5px}[hidden]{display:none!important}.wrap{width:min(1240px,88%);margin:auto}.section{padding:90px 0}.soft{background:var(--paper)}.dark{background:var(--navy);color:white}.eyebrow{text-transform:uppercase;letter-spacing:.19em;font-size:11px;font-weight:700;color:#246f99;display:flex;align-items:center;gap:11px;margin-bottom:21px}.eyebrow:before{content:'';width:22px;height:2px;background:currentColor}.dark .eyebrow,.hero .eyebrow{color:#8bd9ff}.lead{font-size:18px;line-height:1.75;color:var(--muted);max-width:660px}.small{font-size:13px;line-height:1.7;color:var(--muted)}.icon{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round;flex-shrink:0}.button{display:inline-flex;gap:13px;align-items:center;justify-content:center;border-radius:8px;padding:15px 23px;border:1px solid var(--navy);background:var(--navy);color:white;font-size:14px;font-weight:700;line-height:1.4;min-height:51px}.button:hover{background:#244578;transform:translateY(-2px);box-shadow:0 8px 22px #10234418}.button.bright{background:var(--sky);color:#082443;border-color:var(--sky)}.button.light{background:white;color:var(--navy);border-color:#dde5ef}.button.outline{background:transparent;border-color:#b9c6db;color:var(--navy)}.hero .button.outline,.dark .button.outline{color:white;border-color:#8191ac}.button-row{display:flex;gap:14px;flex-wrap:wrap;align-items:center}.text-link{font-weight:700;font-size:14px;display:inline-flex;gap:12px;align-items:center;color:#196c97}.text-link:hover{gap:18px}.skip{position:fixed;top:8px;left:10px;z-index:200;background:white;padding:12px 20px;transform:translateY(-160%)}.skip:focus{transform:none}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.topline{background:var(--navy);color:#dbe8f8;font-size:11px;padding:8px 0;letter-spacing:.04em}.topline .wrap{display:flex;justify-content:space-between;gap:20px}.topline a{color:white}.site-header{position:sticky;top:0;z-index:50;background:#ffffffed;backdrop-filter:blur(16px);border-bottom:1px solid #dce4f0}.header-inner{height:87px;display:flex;gap:20px;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:10px;flex-shrink:0}.brand img{width:43px;height:47px;object-fit:contain}.brand-word{font-size:26px;line-height:1;letter-spacing:-1px;font-weight:800}.brand-word small{font-size:8px;display:block;letter-spacing:1.2px;margin-top:7px;font-weight:400}.main-nav{display:flex;align-items:center;gap:4px}.nav-trigger,.nav-link{display:flex;align-items:center;gap:7px;border:0;background:transparent;font-size:13px;padding:14px 12px;font-weight:700;white-space:nowrap;border-radius:5px}.nav-trigger .icon{width:13px;height:13px}.nav-trigger:hover,.nav-trigger[aria-expanded=true],.nav-link:hover{background:#edf5fa;color:#166b99}.header-actions{display:flex;align-items:center;gap:14px}.header-actions .button{font-size:12px;padding:12px 16px;min-height:43px}.vcard-nav{font-size:11px;display:flex;align-items:center;gap:6px}.vcard-nav .icon{width:18px}.menu-toggle{display:none;border:1px solid var(--line);background:white;padding:9px;border-radius:5px}.mega{position:absolute;top:86px;left:0;right:0;background:white;box-shadow:0 25px 50px #101e4230;border-top:1px solid var(--line);padding:32px 0;animation:menuIn .25s var(--ease)}.mega-inner{display:grid;grid-template-columns:1fr 1fr 1fr 1.1fr;gap:30px}.mega h3{font-size:11px;letter-spacing:.13em;text-transform:uppercase;color:#678096;margin-bottom:15px}.mega a{display:flex;gap:12px;font-size:12px;padding:9px 5px;align-items:center;border-radius:5px}.mega a:hover{background:var(--paper);color:#1476a4}.mega a .icon{width:18px;color:#288bb8}.mega-aside{background:#edf4fa;padding:24px;border-radius:12px}.mega-aside strong{display:block;font-size:22px;line-height:1.25;letter-spacing:-.04em;margin:10px 0}.mega-aside p{font-size:13px}.mega-aside a{font-weight:700}.menu-backdrop{position:fixed;inset:120px 0 0;background:#0c163942;z-index:40}.mobile-panel{padding:20px 6%;border-top:1px solid var(--line);max-height:calc(100dvh - 87px);overflow:auto}.mobile-panel details{border-bottom:1px solid var(--line)}.mobile-panel summary{padding:15px 0;font-weight:700;cursor:pointer}.mobile-panel a{display:flex;align-items:center;gap:10px;padding:10px 15px;font-size:14px}.mobile-panel .button{margin:20px 0}.mobile-panel .mobile-sub{padding:0 0 15px;display:grid;grid-template-columns:1fr 1fr;gap:0 10px}
.hero{position:relative;background:var(--deep);color:white;overflow:hidden}.hero:before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 80% 0,#1c5375aa,transparent 60%),linear-gradient(135deg,#152a51,transparent 60%);pointer-events:none}.hero-grid{position:relative;display:grid;grid-template-columns:1.05fr 1fr;align-items:center;gap:65px;padding:72px 0 74px;min-height:640px}.hero h1 em{font-style:normal;color:#79c9f1}.hero p.lead{color:#c4d0e1;font-size:16px;max-width:490px}.hero .small{color:#a8bbd2;margin-top:20px;font-size:11px;max-width:450px}.hero-copy{position:relative;z-index:2}.hero .button-row{margin-top:30px}.hero-visual{position:relative;height:455px}.photo-shell{position:absolute;inset:8px 22px 25px;border-radius:130px 20px 110px 20px;overflow:hidden;border:1px solid #9fd2f652;transform:rotate(-3deg)}.photo-shell img{width:100%;height:100%;object-fit:cover;object-position:51% 48%;transform:rotate(3deg) scale(1.09)}.photo-shell:after{content:'';position:absolute;inset:0;background:linear-gradient(0deg,#0c214b85,transparent 70%)}.orbit{position:absolute;inset:-25px -15px;border:1px solid #87b7df35;border-radius:50%;transform:rotate(-30deg);pointer-events:none}.orbit:after{content:'';width:9px;height:9px;border-radius:50%;background:#87d7ff;box-shadow:0 0 20px #63cdff;position:absolute;top:16%;left:15%;animation:pulse 3s infinite}.orbit.two{inset:35px -55px;transform:rotate(35deg)}.float-card{position:absolute;background:#fff;color:var(--navy);border:1px solid #fff8;border-radius:12px;box-shadow:0 12px 60px #030d3e45;padding:16px 22px;animation:float 7s ease-in-out infinite}.float-card.top{right:-15px;top:42px;display:flex;align-items:center;gap:12px;font-size:12px;font-weight:700}.float-card.top .icon{background:#eaf5fc;color:var(--blue);box-sizing:content-box;padding:10px;border-radius:50%}.float-card.bottom{bottom:1px;left:-15px;width:290px;background:#ffffffed;backdrop-filter:blur(10px);animation-delay:-3s}.float-card small{color:#65758c;font-size:10px;display:block}.float-card strong{font-size:18px;letter-spacing:-.03em}.mini-bars{display:flex;align-items:center;gap:4px;margin:12px 0}.mini-bars span{height:5px;border-radius:9px;flex:1;background:#c6d9ea}.mini-bars span:nth-child(-n+3){background:#2a8dbd}.hero-bottom{border-top:1px solid #ffffff1a;position:relative}.hero-bottom .wrap{display:grid;grid-template-columns:repeat(3,1fr)}.hero-bottom a{padding:22px 25px;display:flex;gap:16px;align-items:center;border-right:1px solid #ffffff1a}.hero-bottom a:first-child{padding-left:0}.hero-bottom a:last-child{border:0}.hero-bottom a:hover{background:#ffffff09}.hero-bottom .icon{color:#8bd9ff}.hero-bottom strong{font-size:13px;display:block}.hero-bottom small{font-size:10px;color:#b6c6db}.hero-bottom .arrow{margin-left:auto}.partner-strip{border-bottom:1px solid var(--line);background:white}.partner-inner{display:flex;align-items:center;justify-content:space-between;gap:40px;padding:23px 0}.partner-brand{display:flex;align-items:center;gap:22px;flex-shrink:0}.partner-brand .brand img{width:33px;height:38px}.partner-brand .brand-word{font-size:20px}.partner-brand .brand-word small{display:none}.partner-x{color:#9ea8b8;font-size:20px}.aflac-logo{width:154px;height:65px;background:url(aflac-brand-sprite.png) no-repeat 0 0;background-size:387px 705.5px;display:block;flex-shrink:0}.partner-brand .aflac-logo{zoom:.72}.partner-copy{font-size:13px;color:var(--muted);max-width:430px;margin:0}.section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:35px;margin-bottom:34px}.section-heading p{max-width:430px;margin-bottom:8px;font-size:15px;color:var(--muted)}.section-heading h2{margin-bottom:0}.section-heading .eyebrow{margin-bottom:18px}.filter-row{display:flex;gap:8px;flex-wrap:wrap;margin:26px 0}.filter{border:1px solid var(--line);background:white;padding:10px 18px;border-radius:30px;font-size:12px;font-weight:700}.filter[aria-pressed=true],.filter:hover{background:var(--navy);color:white;border-color:var(--navy)}.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.product-card{position:relative;border:1px solid var(--line);border-radius:14px;padding:29px;background:white;display:flex;flex-direction:column;min-height:265px;overflow:hidden;transition:transform .3s,border-color .3s,box-shadow .3s}.product-card:hover{transform:translateY(-5px);border-color:#81b9d7;box-shadow:0 15px 30px #22324a0c}.icon-block{width:47px;height:47px;display:flex;align-items:center;justify-content:center;background:#ecf5fa;color:#227ead;border-radius:12px;margin-bottom:25px}.product-card h3{font-size:21px}.product-card p{font-size:13px;color:var(--muted);flex:1;margin-bottom:20px}.product-card .tag{font-size:9px;text-transform:uppercase;letter-spacing:.08em;color:#5e7189;position:absolute;right:22px;top:30px;max-width:180px;text-align:right}.product-card .text-link{font-size:12px;justify-content:space-between}.all-link{margin:28px 0 0;text-align:center}.all-link a{border-bottom:1px solid #8cb2c9}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;margin-top:42px}.step{position:relative;border-top:1px solid #52657f;padding-top:25px}.step .num{font-size:13px;color:#67c0ee;display:block;margin-bottom:24px}.step h3{font-size:21px}.step p{font-size:14px;color:#c3cde0}.section.dark{background:linear-gradient(115deg,#14234c,#0b223e)}.dark .lead{color:#bacbe0}.dark .text-link{color:#8edcff}.support-list{list-style:none;padding:0;margin:25px 0}.support-list li{display:flex;align-items:flex-start;gap:12px;padding:13px 0;border-bottom:1px solid var(--line);font-size:14px}.support-list .icon{color:var(--blue);width:19px;height:19px;margin-top:3px}.metric-visual{border:1px solid #adc3dc;border-radius:18px;padding:35px;background:linear-gradient(140deg,#f6fbff,#e4edf6);position:relative;overflow:hidden}.metric-visual h3{max-width:230px}.flow-diagram{display:grid;gap:12px;margin-top:30px}.flow-node{padding:19px 22px;border-radius:9px;background:white;box-shadow:0 4px 20px #19375408;font-size:13px;display:flex;justify-content:space-between;gap:15px;align-items:center;border:1px solid #d3e1ef}.flow-node strong{font-size:11px;color:#478bae}.flow-node:last-child{background:var(--navy);color:white}.flow-node:last-child strong{color:#8bd9ff}.flow-connector{width:1px;height:16px;background:#2babe2;margin:-9px auto}.wide-cta{background:#e9f4fb;border:1px solid #d9e9f4;padding:40px;border-radius:14px;display:flex;align-items:center;justify-content:space-between;gap:30px}.wide-cta h3{margin:0 0 10px;font-size:27px}.wide-cta p{margin:0;font-size:14px;max-width:550px}
.breadcrumb{font-size:11px;color:#c0d2e6;display:flex;gap:8px;flex-wrap:wrap;margin-bottom:34px}.breadcrumb a{border-bottom:1px solid #647792}.inner-hero .hero-grid{min-height:510px;padding:45px 0 64px;gap:65px}.inner-hero h1{font-size:clamp(40px,4.4vw,64px)}.inner-hero .hero-visual{height:340px}.graphic{height:340px;position:relative;display:flex;align-items:center;justify-content:center}.graphic .orbit{inset:7% 7%;transform:rotate(-20deg)}.graphic .orbit.two{inset:13% 0;transform:rotate(25deg)}.graphic-core{height:162px;width:150px;background:linear-gradient(135deg,#315f8a,#193663);clip-path:polygon(50% 0,100% 18%,94% 68%,76% 88%,50% 100%,24% 88%,6% 68%,0 18%);display:flex;align-items:center;justify-content:center;filter:drop-shadow(0 15px 30px #01192c);position:relative;animation:float 8s ease-in-out infinite}.graphic-core .icon{width:66px;height:66px;stroke-width:1.15;color:#a0e0ff}.graphic-note{position:absolute;border:1px solid #ffffff30;background:#18375bd9;backdrop-filter:blur(12px);padding:13px 18px;border-radius:10px;font-size:11px;box-shadow:0 14px 25px #0001}.graphic-note strong{display:block;font-size:14px;letter-spacing:-.02em;color:#fff;margin-top:4px}.graphic-note.n1{top:24px;left:0}.graphic-note.n2{bottom:40px;right:-5px}.graphic .spark{width:5px;height:5px;border-radius:50%;position:absolute;background:#9cddfb;animation:pulse 4s infinite}.subnav{border-bottom:1px solid var(--line);background:#fafcff}.subnav .wrap{display:flex;gap:32px;overflow:auto;white-space:nowrap}.subnav a{font-size:12px;padding:18px 0;border-bottom:2px solid transparent}.subnav a:hover{border-color:var(--blue);color:var(--blue)}.intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px}.intro-grid .lead{font-size:17px}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:38px}.feature{border-top:2px solid #c4ddeb;padding:27px 0 0}.feature h3{font-size:21px}.feature p{font-size:14px;color:var(--muted)}.feature .icon-block{margin-bottom:20px}.note{padding:20px 24px;border-left:3px solid var(--blue);background:#eef5fb;font-size:13px;color:#53667c;margin-top:26px}.case-shell{border:1px solid #385276;border-radius:15px;display:grid;grid-template-columns:.9fr 1.2fr;overflow:hidden;margin-top:35px}.case-choices{padding:30px;background:#ffffff05;border-right:1px solid #385276}.case-step{display:flex;width:100%;border:1px solid transparent;background:none;color:#b6c6da;padding:20px 16px;text-align:left;gap:18px;align-items:center;border-radius:9px;margin:3px 0;font-size:14px}.case-step span{width:29px;height:29px;display:grid;place-items:center;border:1px solid #6a8bad;border-radius:50%;font-size:11px}.case-step[aria-selected=true]{background:#315379;color:white;border-color:#5385ad}.case-detail{padding:48px;display:flex;flex-direction:column;justify-content:center;min-height:300px}.case-detail .icon{width:45px;height:45px;color:#8bd9ff;margin-bottom:25px}.case-detail h3{font-size:28px}.case-detail p{font-size:15px;color:#c5d6e8}.case-disclaimer{font-size:11px;color:#adbed2;margin:18px 0 0}.checklist{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:35px}.check-item{background:white;border:1px solid var(--line);padding:24px;border-radius:10px;display:flex;align-items:flex-start;gap:15px}.check-item .icon{color:var(--blue)}.check-item p{font-size:14px;margin:0}.faq{max-width:840px;margin:30px auto 0}.faq details{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;font-weight:700;padding:23px 36px 23px 0;position:relative;list-style:none;font-size:16px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:'+';position:absolute;right:5px;top:18px;font-size:25px;font-weight:400;color:var(--blue)}.faq details[open] summary:after{content:'−'}.faq details p{font-size:14px;color:var(--muted);padding-right:40px}.source-note{font-size:12px;padding:22px 0;color:var(--muted)}.source-note a{text-decoration:underline;color:#236e99}.center{text-align:center}.center .eyebrow{justify-content:center}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.related-grid a{border-bottom:1px solid var(--line);padding:22px 0;display:flex;align-items:center;gap:15px;font-size:15px;font-weight:700}.related-grid a>.icon:last-child{margin-left:auto}.related-grid a>.icon:first-child{color:var(--blue)}
.tool-shell{border:1px solid var(--line);border-radius:17px;overflow:hidden;display:grid;grid-template-columns:1.1fr 1fr;background:white}.tool-controls{padding:38px}.tool-result{padding:38px;background:var(--navy);color:white;display:flex;flex-direction:column;justify-content:center}.tool-label{display:flex;justify-content:space-between;gap:20px;font-size:12px;font-weight:700;margin:22px 0 8px}.tool-label:first-child{margin-top:0}.tool-label output{color:#267da9;font-size:15px}.range{width:100%;accent-color:var(--blue);cursor:pointer;height:20px}.tool-result .big-number{font-size:clamp(40px,4vw,62px);letter-spacing:-.06em;font-weight:700;margin:10px 0 4px;line-height:1.2}.tool-result .result-label{font-size:12px;color:#b8cce0}.tool-result .small{color:#b9cbde;margin-top:24px;font-size:11px}.bar-track{height:13px;border-radius:10px;background:#ffffff20;display:flex;overflow:hidden;margin:25px 0 16px}.bar-track span{height:100%;background:#60bdec;transition:width .45s var(--ease)}.bar-track span:last-child{background:#dae9f5}.legend{display:flex;gap:18px;font-size:11px;flex-wrap:wrap}.legend span{display:flex;align-items:center;gap:7px}.legend i{width:7px;height:7px;background:#60bdec;border-radius:50%}.legend span:last-child i{background:#dae9f5}.result-row{border-bottom:1px solid #ffffff25;padding:12px 0;display:flex;justify-content:space-between;font-size:12px}.quiz{padding:36px;border:1px solid var(--line);border-radius:16px;background:white}.quiz-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.quiz-option{border:1px solid var(--line);border-radius:10px;padding:24px;display:flex;flex-direction:column;gap:12px;text-align:left;background:white;font-size:14px;font-weight:700}.quiz-option:hover,.quiz-option[aria-pressed=true]{border-color:var(--blue);background:#edf7fc;color:#126c98}.quiz-option .icon{width:28px;height:28px}.quiz-result{border-top:1px solid var(--line);margin-top:30px;padding-top:24px}.compare-controls{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:25px}.compare-controls select{width:100%}.table-scroll{overflow:auto}.comparison{width:100%;border-collapse:collapse;font-size:13px;min-width:650px}.comparison th,.comparison td{text-align:left;vertical-align:top;padding:20px;border-bottom:1px solid var(--line);width:38%}.comparison th:first-child,.comparison td:first-child{width:24%;background:#f4f8fc;font-weight:700}.comparison thead{background:var(--navy);color:white}.comparison thead th:first-child{background:var(--navy)}.comparison a{color:#176a98;text-decoration:underline}.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.resource-card{padding:30px;border:1px solid var(--line);border-radius:12px;background:white}.resource-card p{font-size:14px;color:var(--muted)}.resource-card h3{font-size:21px}.article-layout{display:grid;grid-template-columns:240px 1fr;gap:65px;align-items:start}.article-sidebar{position:sticky;top:118px;padding:22px;background:var(--paper);border:1px solid var(--line);border-radius:10px;font-size:12px}.article-sidebar a{display:block;padding:9px 0}.article-body{max-width:780px}.article-body h2{font-size:31px;margin:12px 0 20px}.article-body h3{font-size:22px}.article-body section{padding:20px 0 30px}.article-body p,.article-body li{font-size:15px;color:#56657a}.article-body ul{padding-left:22px}.article-body .note{margin-top:20px}.check-form label{display:flex;gap:12px;align-items:flex-start;border-bottom:1px solid var(--line);padding:18px 0;font-size:14px}.check-form input{accent-color:var(--blue);width:19px;height:19px;margin-top:3px}.progress-track{height:6px;background:#dce6f1;border-radius:10px;overflow:hidden;margin:20px 0}.progress-track span{display:block;height:100%;width:0;background:var(--blue);transition:width .3s}.progress-copy{font-size:12px;font-weight:700;color:#297ea8}.search-input{width:100%;max-width:500px;padding:15px 18px;border:1px solid #bbcde1;border-radius:8px;margin-bottom:25px;background:white}.tag-label{font-size:10px;letter-spacing:.12em;text-transform:uppercase;color:#497492;margin-bottom:14px;display:block}.office-card{padding:38px;background:var(--navy);color:white;border-radius:15px}.office-card p{font-size:14px;color:#c9d7e9}.office-card .text-link{color:#8bd9ff}.office-card address{font-style:normal;font-size:14px;line-height:1.85;margin:22px 0}.office-card .button{margin-top:15px}.contact-section{padding:74px 0;background:linear-gradient(125deg,#edf7fc,#e8edf6);border-top:1px solid var(--line)}.contact-grid{display:grid;grid-template-columns:1.2fr .85fr;gap:90px;align-items:center}.contact-grid h2{font-size:clamp(33px,3.6vw,51px)}.contact-grid .lead{font-size:15px;max-width:520px}.contact-card{background:#fff;border-radius:13px;border:1px solid #d1e0ee;box-shadow:0 15px 30px #243e6c08;padding:28px}.contact-card-top{display:flex;align-items:center;justify-content:space-between;padding-bottom:20px;border-bottom:1px solid var(--line);margin-bottom:20px}.contact-card .brand-word{font-size:22px}.contact-line{display:flex;align-items:center;gap:12px;padding:7px 0;font-size:14px}.contact-line .icon{color:#267dab;width:18px}.contact-card .vcard-link{margin-top:18px;display:flex;justify-content:space-between;padding:13px 15px;background:#edf4fa;border-radius:7px;font-size:12px;font-weight:700}.contact-card .vcard-link:hover{background:#dcecf7}.site-footer{padding:65px 0 25px;background:#0a1531;color:#d2dceb}.footer-top{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px;padding-bottom:45px}.footer-brand{display:flex;align-items:center;gap:16px;background:white;border-radius:8px;padding:15px;width:max-content;max-width:100%;color:var(--navy);margin-bottom:20px}.footer-brand .brand-word{font-size:21px}.footer-brand .brand-word small{display:none}.footer-brand .brand img{width:31px;height:34px}.footer-brand .aflac-logo{zoom:.57}.footer-about p{font-size:12px;max-width:300px;color:#abbcd2}.footer-column h3{font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:white;margin:0 0 20px}.footer-column a{display:block;font-size:12px;color:#b7c5da;padding:5px 0}.footer-column a:hover{color:#8bd9ff}.footer-legal{border-top:1px solid #ffffff20;padding-top:25px;font-size:10px;color:#99acc8;line-height:1.8}.footer-legal p{margin-bottom:13px}.footer-legal-links{display:flex;gap:25px;flex-wrap:wrap;margin-bottom:20px;color:#d0ddec}.footer-bottom{display:flex;justify-content:space-between;gap:20px;margin-top:25px;padding-top:20px;border-top:1px solid #ffffff12;font-size:10px}.motion-toggle{background:transparent;border:0;color:#c7daed;font-size:11px;cursor:pointer;padding:0}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.form-field{display:flex;flex-direction:column;gap:7px;font-size:12px;font-weight:700}.form-field.full{grid-column:1/-1}input:not([type=range]):not([type=checkbox]),select,textarea{border:1px solid #bfcee0;border-radius:7px;padding:12px 14px;color:var(--ink);background:white;min-width:0}textarea{resize:vertical}.form-note{font-size:11px;color:var(--muted);margin:20px 0}.consent{display:flex;align-items:flex-start;gap:10px;font-size:12px;margin-bottom:20px}.consent input{margin-top:4px}.status-box{margin-top:22px;padding:22px;background:#eaf5fc;border:1px solid #c7e0f1;border-radius:8px}.status-box p{font-size:13px}.quote-shell{display:grid;grid-template-columns:1.2fr .8fr;gap:55px}.quote-shell form{border:1px solid var(--line);border-radius:12px;padding:32px}.form-title{font-size:26px}.inline-buttons{display:flex;gap:15px;flex-wrap:wrap;margin-top:18px}.inline-buttons a,.inline-buttons button{font-size:12px}.sitemap-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.sitemap-grid a{display:block;padding:8px 0;font-size:14px;color:#226c94}.sitemap-grid h3{font-size:20px}.reveal{transition:opacity .75s var(--ease),transform .75s var(--ease)}.motion-ready .reveal:not(.visible){opacity:0;transform:translateY(22px)}.reveal:nth-child(2){transition-delay:.06s}.reveal:nth-child(3){transition-delay:.12s}.reveal:nth-child(4){transition-delay:.16s}.no-motion *,.no-motion *:before,.no-motion *:after{animation:none!important;transition:none!important;scroll-behavior:auto!important}.no-motion .reveal{opacity:1!important;transform:none!important}.no-results{padding:25px;font-size:15px}.back-top{position:fixed;right:22px;bottom:20px;width:42px;height:42px;background:var(--navy);color:white;border:1px solid #afc4da;border-radius:50%;z-index:20;display:grid;place-items:center}.back-top .icon{transform:rotate(-90deg);width:18px}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-9px)}}@keyframes pulse{50%{opacity:.4;box-shadow:0 0 28px #63cdff}}@keyframes menuIn{from{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:translateY(0)}}
@media(min-width:1500px){.hero-grid{min-height:710px}.hero-visual{height:490px}.hero h1{font-size:86px}}
@media(max-width:1150px){.wrap{width:90%}.nav-trigger,.nav-link{padding:14px 8px;font-size:12px}.header-actions{gap:10px}.vcard-nav span{display:none}.hero-grid{gap:35px}.float-card.top{right:-5px}.hero h1{font-size:65px}.hero-visual{height:420px}.brand-word small{display:none}.mega-inner{gap:18px}.contact-grid{gap:50px}}
@media(max-width:940px){.main-nav,.header-actions .vcard-nav{display:none}.menu-toggle{display:block}.header-inner{height:77px}.header-actions{margin-left:auto}.hero-grid{gap:25px;padding:60px 0;min-height:590px}.hero h1{font-size:54px}.hero-visual{height:390px}.photo-shell{inset:15px 10px 30px;border-radius:90px 15px 85px 15px}.float-card.top{font-size:10px;padding:10px 14px}.float-card.bottom{width:245px;padding:14px 18px;left:-10px}.float-card strong{font-size:15px}.orbit.two{inset:30px -10px}.product-grid,.resource-grid{grid-template-columns:repeat(2,1fr)}.section{padding:70px 0}.split{gap:38px}.hero-bottom a{padding:20px 15px}.hero-bottom small{display:none}.intro-grid{gap:38px}.inner-hero .hero-grid{gap:30px}.inner-hero h1{font-size:45px}.graphic-note.n1{left:0;font-size:10px}.graphic-note.n2{right:0}.graphic-note strong{font-size:12px}.feature-grid{gap:20px}.feature h3{font-size:19px}.article-layout{grid-template-columns:190px 1fr;gap:30px}.footer-top{grid-template-columns:1.2fr 1fr;gap:35px}.contact-grid{gap:35px}.quote-shell{gap:30px}.quote-shell form{padding:23px}.tool-controls,.tool-result{padding:27px}.partner-inner{gap:25px}.partner-copy{font-size:11px}.steps{gap:22px}}
@media(max-width:680px){.wrap{width:89%}.topline{font-size:9px}.topline .wrap span:last-child{display:none}.header-inner{height:72px;gap:10px}.brand img{width:34px;height:38px}.brand-word{font-size:23px}.header-actions .button{font-size:11px;min-height:39px;padding:10px 12px}.menu-toggle{padding:8px}.menu-toggle .icon{width:20px;height:20px}.mobile-panel .mobile-sub{grid-template-columns:1fr}.hero-grid{display:block;padding:47px 0 40px;min-height:0}.hero h1{font-size:56px;max-width:420px;line-height:1.05}.hero .eyebrow{font-size:9px}.hero p.lead{font-size:15px}.hero .button-row{gap:9px;margin-top:24px}.hero .button{font-size:12px;padding:14px 16px}.hero-visual{height:370px;width:90%;margin:45px auto 10px}.photo-shell{inset:0 12px 16px;border-radius:100px 18px 90px 18px}.float-card.bottom{bottom:-2px;left:-10px}.float-card.top{top:24px;right:-15px}.orbit{inset:-8px -10px}.hero-bottom .wrap{grid-template-columns:1fr}.hero-bottom a,.hero-bottom a:first-child{padding:17px 0;border-right:0;border-bottom:1px solid #ffffff1a}.hero-bottom small{display:block}.hero-bottom .icon{width:21px}.hero-bottom strong{font-size:12px}.partner-inner{display:block;padding:24px 0}.partner-brand{justify-content:center}.partner-copy{margin:15px auto 0;text-align:center;max-width:310px}.section{padding:57px 0}.section-heading{display:block;margin-bottom:24px}.section-heading p{margin-top:20px;font-size:14px}.section-heading .text-link{margin-top:22px}.eyebrow{font-size:10px;margin-bottom:17px}h2{font-size:36px}h3{font-size:23px}.lead{font-size:16px}.filter{font-size:11px;padding:9px 14px}.filter-row{gap:7px}.product-grid,.feature-grid,.resource-grid,.related-grid{grid-template-columns:1fr}.product-card{padding:26px;min-height:236px}.product-card .icon-block{margin-bottom:20px}.product-card h3{font-size:23px}.product-card p{font-size:14px}.product-card .tag{font-size:9px}.split,.intro-grid,.contact-grid,.quote-shell,.article-layout{grid-template-columns:1fr;gap:30px}.metric-visual{padding:28px}.steps{grid-template-columns:1fr;gap:22px;margin-top:28px}.step{padding-top:22px}.step .num{margin-bottom:14px}.wide-cta{display:block;padding:28px}.wide-cta .button{margin-top:23px}.inner-hero .hero-grid{padding:34px 0 43px}.inner-hero h1{font-size:43px}.inner-hero .hero-visual{height:265px;max-width:390px;margin:25px auto 0}.graphic{height:265px}.graphic-core{width:120px;height:132px}.graphic-core .icon{width:51px;height:51px}.graphic-note.n1{top:14px}.graphic-note.n2{bottom:20px}.breadcrumb{font-size:10px;margin-bottom:29px}.subnav .wrap{gap:25px}.subnav a{font-size:11px;padding:16px 0}.intro-grid{gap:0}.feature-grid{gap:10px}.feature{padding-top:24px}.feature h3{font-size:23px}.case-shell{grid-template-columns:1fr}.case-choices{padding:15px;border-right:0;border-bottom:1px solid #385276;display:flex;gap:5px}.case-step{padding:10px;gap:8px;font-size:10px;flex-direction:column;text-align:center}.case-step span{width:25px;height:25px}.case-detail{padding:30px;min-height:300px}.case-detail h3{font-size:26px}.case-detail p{font-size:14px}.checklist{grid-template-columns:1fr}.faq summary{font-size:14px}.faq details p{font-size:13px;padding-right:15px}.tool-shell{grid-template-columns:1fr}.tool-controls,.tool-result{padding:27px}.tool-result .big-number{font-size:52px}.quiz{padding:24px}.quiz-grid{grid-template-columns:1fr}.quiz-option{flex-direction:row;align-items:center;padding:17px;font-size:13px}.compare-controls{grid-template-columns:1fr;gap:12px}.article-sidebar{position:static}.article-sidebar a{display:inline-block;margin-right:16px;font-size:11px}.article-body h2{font-size:29px}.contact-section{padding:55px 0}.contact-grid h2{font-size:38px}.contact-card{padding:24px}.footer-top{grid-template-columns:1fr 1fr;gap:33px 22px}.footer-about{grid-column:1/-1}.footer-about p{max-width:none}.footer-column:last-child{grid-column:1/-1}.footer-column:last-child a{display:inline-block;margin-right:18px}.site-footer{padding-top:45px}.footer-bottom{display:block}.motion-toggle{margin-top:16px}.form-grid{grid-template-columns:1fr;gap:16px}.form-field.full{grid-column:auto}.quote-shell form{padding:24px}.office-card{padding:27px}.sitemap-grid{grid-template-columns:1fr}.button{font-size:12px}.check-item{padding:20px}.contact-card-top .tag-label{margin:0;font-size:9px}.back-top{width:37px;height:37px;right:12px;bottom:12px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation:none!important;transition:none!important}.reveal{opacity:1!important;transform:none!important}}
@media print{.site-header,.topline,.site-footer,.back-top,.subnav,.button-row,.hero-visual,.contact-section{display:none!important}.hero,.dark,.tool-result{background:white;color:#172338}.hero p.lead,.dark p,.tool-result .small{color:#39475a}.hero-grid{display:block;padding:20px 0;min-height:0}.section{padding:25px 0}.reveal{opacity:1!important;transform:none!important}.wrap{width:100%}.product-grid,.feature-grid{grid-template-columns:repeat(2,1fr)}a{text-decoration:underline}.hero:before{display:none}.article-sidebar{display:none}.article-layout{display:block}}

/* Search-friendly language navigation and page anchors. */
.topline .wrap{align-items:center}.language-links{display:flex;gap:7px;align-items:center;white-space:nowrap;margin-left:auto;font-size:11px}.language-links a{padding:2px 6px;border-radius:3px}.language-links a[aria-current=page]{background:#ffffff25}.page-jumps{border-bottom:1px solid var(--line);background:#fafcff}.page-jumps details{padding:14px 0}.page-jumps summary{font-size:12px;cursor:pointer;font-weight:700}.page-jumps ul{display:flex;gap:10px 25px;flex-wrap:wrap;list-style:none;margin:14px 0 4px;padding:0}.page-jumps li{font-size:12px}.page-jumps a{color:#176f9a}.location-address{font-size:12px;line-height:1.7;font-style:normal;margin:10px 0}.contact-card .map-link{font-size:12px;color:#176f9a;display:inline-block;margin:5px 0}.footer-location{font-style:normal;font-size:12px;line-height:1.8;color:#b7c5da;margin-top:15px}.footer-location a{text-decoration:underline}.breadcrumb{align-items:center}.breadcrumb a{display:inline}.footer-languages{margin:15px 0}.footer-languages .language-links{justify-content:flex-start}.print-language{display:none}@media(max-width:1150px){html[lang^=es] .nav-trigger,html[lang^=es] .nav-link{font-size:11px;padding:14px 6px}html[lang^=es] .header-actions .button{font-size:11px}}@media(max-width:1000px){html[lang^=es] .main-nav,html[lang^=es] .header-actions .vcard-nav{display:none}html[lang^=es] .menu-toggle{display:block}}@media(max-width:680px){.topline .wrap>span:nth-child(2){display:none}.topline .wrap{gap:10px}.topline .wrap>span:first-child{font-size:8px}.language-links{font-size:10px}html[lang^=es] .header-actions .button{font-size:10px;max-width:154px;padding:9px 10px}.page-jumps ul{display:block}.page-jumps li{margin:9px 0}.hero-visual .graphic-note strong{max-width:185px}html[lang^=es] .hero h1{font-size:47px}html[lang^=es] .inner-hero h1{font-size:40px}}

@media(max-width:390px){.header-inner{width:94%;gap:7px}.header-actions{gap:5px}.header-actions .button{max-width:130px;padding:8px 9px;font-size:10px;gap:5px}.header-actions .button .icon{display:none}html[lang^=es] .header-actions .button{max-width:130px}.brand-word{font-size:21px}}