Group dental
Network benefits for preventive and eligible restorative dental care.
Explore the guideHQINS for employers
Take care of
your people.
Create a benefits conversation that meets your team where they are, with voluntary coverage, group options and practical support.
Your coverage perspective
People power your business.
An effective benefits offering starts with understanding your workforce. Explore how Aflac options may complement your existing medical plan and employee priorities.
Explore this sectionA wider view of workforce support.
Network benefits for preventive and eligible restorative dental care.
Explore this sectionA conversation built around you.
Share your priorities with HQINS. Ask about availability, policy details and the next steps for your situation.
Connect with HQINSA thoughtful benefits experience
People power
your business.
An effective benefits offering starts with understanding your workforce. Explore how Aflac options may complement your existing medical plan and employee priorities.
Voluntary plans may be employee-paid through payroll deduction. Employer contributions, administrative costs, eligibility and tax treatment depend on the arrangement; a zero-cost outcome is not guaranteed.
Plan a benefits conversation
Employer solutions
A wider view of workforce support.
Group vision
Help employees plan for routine eye care and prescription eyewear.
Explore the guideGroup life
Explore financial protection for employees and their beneficiaries.
Explore the guideGroup disability
Discuss options for income support during qualifying periods away from work.
Explore the guideAbsence management
Explore coordinated administration for employee leave.
Explore the guideCafeteria plans
Discuss Section 125 arrangements and the questions to review with a tax advisor.
Explore the guideThe employer journey
A clear path to an informed rollout.
01
Understand your workforce.
Discuss group size, locations, existing benefits, contribution preferences and the enrollment calendar.
02
Review plan design.
Confirm available products, eligibility rules, payroll arrangements and employee communications.
03
Prepare for enrollment.
Coordinate responsibilities, application steps and where employees go for policy or claims questions.
Voluntary benefits
Supplemental options for working lives.
Accident Insurance
An unexpected injury can create expenses beyond the medical bill. Accident coverage can provide cash after a qualifying injury and covered treatment.
Explore coverageCancer Insurance
Cancer coverage can add financial support from eligible screenings through covered treatment and recovery, helping protect the household budget.
Explore coverageCritical Illness Insurance
A covered major health event can interrupt income and family plans. Critical illness insurance can provide a lump-sum benefit for a qualifying diagnosis.
Explore coverageHospital Insurance
Hospital care can leave deductibles and other expenses behind. Supplemental hospital coverage can provide cash when an eligible hospital event occurs.
Explore coverageShort-Term Disability Insurance
When a covered illness or injury prevents work, short-term disability coverage can replace part of lost income during recovery.
Explore coverageSupplemental Vision Insurance
A separate supplemental vision product can provide benefits for qualifying eye care and specified eye conditions.
Explore coverageQuestions about optional enhancements?
Explore the Aflac Plus Rider overview and ask which riders are available with the policy you are considering.
Product and service references: Official Aflac source 1 ↗. Reviewed October 12, 2026. Confirm current policy documents with an advisor.
A conversation changes things
Let’s make your
next step a clear one.
Tell us what you want to protect. HQINS can help you explore Aflac coverage, understand the details, and discuss the options available to you.
HQINSHIGH QUALITY INSURANCE SOLUTIONSYour contact cardChino Hills, California
13925 City Center Drive, Suite 267Chino Hills, CA 91709View office address on Google Maps ↗Save HQINS to your contacts