What it can support
Eligible annual examination benefits where offered.
Through your employer
Supplemental Vision Insurance
A separate supplemental vision product can provide benefits for qualifying eye care and specified eye conditions.
Your coverage perspective
Make room for what matters.
A separate supplemental vision product can provide benefits for qualifying eye care and specified eye conditions.
Explore this sectionSee how the conversation unfolds.
An employee keeps an established optometrist and submits documentation for an eligible examination. Any cash benefit follows the policy schedule. Illustration only; payment is not guaranteed.
Explore this sectionA conversation built around you.
Share your priorities with HQINS. Ask about availability, policy details and the next steps for your situation.
Connect with HQINSThe essentials
Make room for
what matters.
A separate supplemental vision product can provide benefits for qualifying eye care and specified eye conditions.
How to access coverage: Available through worksite payroll deduction only.
How it can help
Choice of optometrist without a provider network.
Details that matter
Listed benefits for certain eye surgeries, disorders and permanent visual impairment.
From coverage to everyday life
See how the conversation unfolds.
A familiar eye-care relationship
An employee keeps an established optometrist and submits documentation for an eligible examination. Any cash benefit follows the policy schedule. Illustration only; payment is not guaranteed.
Understand what must qualify.
Workplace availability is required. Coverage varies by state and selected policy.
Know what to ask before you apply.
Discuss your existing coverage, access route and priorities with HQINS. Ask for the applicable policy schedule and a state-specific quote. Available through worksite payroll deduction only.
Fictional educational example. It does not represent a customer, approved claim, guaranteed payment, premium, or personalized recommendation.
What to review
Clarity before commitment.
Workplace availability is required.
Coverage varies by state and selected policy.
Only defined services and conditions qualify; limits and exclusions apply.
Ask for the exact policy or certificate, state-specific premium and effective date before making your decision.
Know before you choose
Good questions. Clearer choices.
Can I enroll outside work?
Aflac lists this product as worksite payroll deduction only.
Who receives benefits?
The insured generally receives payment unless benefits are assigned.
Does it replace a network vision plan?
They have different structures. Compare services, limits and existing benefits before choosing.
Related coverage
Continue exploring.
Product and service references: Official Aflac source 1 ↗. Reviewed October 12, 2026. Confirm current policy documents with an advisor.
A conversation changes things
Let’s make your
next step a clear one.
Tell us what you want to protect. HQINS can help you explore Aflac coverage, understand the details, and discuss the options available to you.
HQINSHIGH QUALITY INSURANCE SOLUTIONSYour contact cardChino Hills, California
13925 City Center Drive, Suite 267Chino Hills, CA 91709View office address on Google Maps ↗Save HQINS to your contacts