When life changes,
revisit the details.

Growing or changing your family

Marriage, separation, a new child or a change in caregiving responsibilities can affect who you want to cover and who should receive benefits. Review beneficiaries, dependent eligibility and enrollment windows. A life event does not automatically change a policy.

Changing jobs or retiring

Confirm whether payroll deductions will stop and whether a policy can continue. Some products are portable under their terms; others follow different continuation or conversion rules. Check deadlines and payment arrangements before your employment changes.

Moving or updating your budget

Update your mailing address with the insurer and ask whether the move affects coverage or administration. Review premiums and benefit priorities when your household income, savings or debt changes.

Your change-of-life checklist