What it can support
Eligible care can include surgery, hospital treatment and prescriptions.
Family & future
Pet Insurance
Explore help with veterinary costs from qualifying unexpected illness or injury through Trupanion.
Your coverage perspective
Make room for what matters.
Explore help with veterinary costs from qualifying unexpected illness or injury through Trupanion.
Explore this sectionSee how the conversation unfolds.
A dog needs treatment after an injury. The owner checks coverage and the hospital's direct-payment participation. This illustration is not a promise that a condition or expense will qualify.
Explore this sectionA conversation built around you.
Share your priorities with HQINS. Ask about availability, policy details and the next steps for your situation.
Connect with HQINSThe essentials
Make room for
what matters.
Explore help with veterinary costs from qualifying unexpected illness or injury through Trupanion.
How to access coverage: Aflac's pet offering connects to Trupanion for eligible dogs and cats; separate third-party insurance.
How it can help
Choice of licensed veterinarian in covered territories.
Details that matter
Direct payment may be available at participating veterinary hospitals.
From coverage to everyday life
See how the conversation unfolds.
An unexpected veterinary visit
A dog needs treatment after an injury. The owner checks coverage and the hospital's direct-payment participation. This illustration is not a promise that a condition or expense will qualify.
Understand what must qualify.
Enrollment eligibility and policy exclusions apply. Deductibles and other personal costs remain; coverage is not every vet bill.
Know what to ask before you apply.
Discuss your existing coverage, access route and priorities with HQINS. Ask for the applicable policy schedule and a state-specific quote. Aflac's pet offering connects to Trupanion for eligible dogs and cats; separate third-party insurance.
Fictional educational example. It does not represent a customer, approved claim, guaranteed payment, premium, or personalized recommendation.
What to review
Clarity before commitment.
Enrollment eligibility and policy exclusions apply.
Deductibles and other personal costs remain; coverage is not every vet bill.
Direct payment depends on the veterinarian's participation and claim eligibility.
Ask for the exact policy or certificate, state-specific premium and effective date before making your decision.
Know before you choose
Good questions. Clearer choices.
Is Aflac the pet insurer?
No. Trupanion Managers USA sells and administers these policies; American Pet Insurance Company underwrites them.
Can I keep my veterinarian?
The offering permits licensed veterinarians in the stated coverage territory.
What determines price?
Pet characteristics, location and selected policy terms affect the quote.
Related coverage
Continue exploring.
Product and service references: Official Aflac source 1 ↗, Official Aflac source 2 ↗. Reviewed October 12, 2026. Confirm current policy documents with an advisor.
A conversation changes things
Let’s make your
next step a clear one.
Tell us what you want to protect. HQINS can help you explore Aflac coverage, understand the details, and discuss the options available to you.
HQINSHIGH QUALITY INSURANCE SOLUTIONSYour contact cardChino Hills, California
13925 City Center Drive, Suite 267Chino Hills, CA 91709View office address on Google Maps ↗Save HQINS to your contacts