What it can support
Benefits for covered eye examinations and contact-lens evaluations.
Through your employer
Help employees plan for routine eye care and eligible vision-correction materials through a network-based benefit.
Help employees plan for routine eye care and eligible vision-correction materials through a network-based benefit.
Explore this sectionAn employee checks a provider's network status and compares glasses with contact-lens benefits before buying. The plan's allowance and frequency rules determine what applies. Illustration only.
Explore this sectionShare your priorities with HQINS. Ask about availability, policy details and the next steps for your situation.
Connect with HQINSThe essentials
Help employees plan for routine eye care and eligible vision-correction materials through a network-based benefit.
How to access coverage: Employer-sponsored network vision coverage; the selected group plan controls benefits.
Benefits for covered eye examinations and contact-lens evaluations.
Allowances or benefits for eligible frames, lenses or contacts.
Participating providers, retailers and certain online purchasing options.
From coverage to everyday life
An employee checks a provider's network status and compares glasses with contact-lens benefits before buying. The plan's allowance and frequency rules determine what applies. Illustration only.
In-network and out-of-network terms differ. Allowances and replacement intervals limit payment.
Discuss your existing coverage, access route and priorities with HQINS. Ask for the applicable policy schedule and a state-specific quote. Employer-sponsored network vision coverage; the selected group plan controls benefits.
Fictional educational example. It does not represent a customer, approved claim, guaranteed payment, premium, or personalized recommendation.
What to review
In-network and out-of-network terms differ.
Allowances and replacement intervals limit payment.
Lens upgrades and medical eye treatment may be excluded or handled differently.
Ask for the exact policy or certificate, state-specific premium and effective date before making your decision.
Know before you choose
It is a distinct network product; compare the exact policy name.
Many schedules offer one in place of the other. Review your plan.
No. Check the benefit schedule and exclusions before treatment or purchase.
Related coverage
A conversation changes things
Tell us what you want to protect. HQINS can help you explore Aflac coverage, understand the details, and discuss the options available to you.