What it can support
Choose a dentist without a provider-network requirement.
Everyday care
Supplemental Dental Insurance
A scheduled-benefit dental option can provide cash for covered services while allowing a choice of dentist.
Your coverage perspective
Make room for what matters.
A scheduled-benefit dental option can provide cash for covered services while allowing a choice of dentist.
Explore this sectionSee how the conversation unfolds.
A patient wants to remain with a longtime dentist. They compare the policy's scheduled benefit for an upcoming covered procedure with the dentist's estimate. This example does not guarantee a payment.
Explore this sectionA conversation built around you.
Share your priorities with HQINS. Ask about availability, policy details and the next steps for your situation.
Connect with HQINSThe essentials
Make room for
what matters.
A scheduled-benefit dental option can provide cash for covered services while allowing a choice of dentist.
How to access coverage: Discuss availability with an advisor; Aflac lists this separately from network dental plans.
How it can help
No deductible or precertification requirement for this product.
Details that matter
Benefits generally go to the insured unless assigned.
From coverage to everyday life
See how the conversation unfolds.
Keeping your familiar dentist
A patient wants to remain with a longtime dentist. They compare the policy's scheduled benefit for an upcoming covered procedure with the dentist's estimate. This example does not guarantee a payment.
Understand what must qualify.
Payments follow the selected plan's benefit schedule. A covered service may cost more than the available benefit.
Know what to ask before you apply.
Discuss your existing coverage, access route and priorities with HQINS. Ask for the applicable policy schedule and a state-specific quote. Discuss availability with an advisor; Aflac lists this separately from network dental plans.
Fictional educational example. It does not represent a customer, approved claim, guaranteed payment, premium, or personalized recommendation.
What to review
Clarity before commitment.
Payments follow the selected plan's benefit schedule.
A covered service may cost more than the available benefit.
State availability, waiting periods and exclusions require policy review.
Ask for the exact policy or certificate, state-specific premium and effective date before making your decision.
Know before you choose
Good questions. Clearer choices.
Is this the same as a network dental plan?
No. It is a separate product with its own benefit structure.
Is a provider network required?
Aflac describes this supplemental product as having no network requirement.
Does no deductible mean no personal cost?
No. Provider charges can exceed the policy's payable benefits.
Related coverage
Continue exploring.
Product and service references: Official Aflac source 1 ↗, Official Aflac source 2 ↗. Reviewed October 12, 2026. Confirm current policy documents with an advisor.
A conversation changes things
Let’s make your
next step a clear one.
Tell us what you want to protect. HQINS can help you explore Aflac coverage, understand the details, and discuss the options available to you.
HQINSHIGH QUALITY INSURANCE SOLUTIONSYour contact cardChino Hills, California
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